Call reports 2017
ESB BANK — 2017
What ESB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 96,241,000 | 96,257,000 | 96,506,000 | 100,271,000 |
| Total loans | 68,350,000 | 70,558,000 | 72,643,000 | 74,165,000 |
| Allowance for loan losses | 846,000 | 870,000 | 894,000 | 917,000 |
| Securities available for sale | 18,470,000 | 19,191,000 | 17,021,000 | 15,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,493,000 | 76,894,000 | 77,404,000 | 80,822,000 |
| Interest-bearing deposits | 71,852,000 | 71,276,000 | 71,522,000 | 72,765,000 |
| Noninterest-bearing deposits | 5,641,000 | 5,618,000 | 5,882,000 | 8,057,000 |
| Equity capital | 9,507,000 | 10,076,000 | 9,769,000 | 9,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,909,000 | 2,931,000 | 3,999,000 |
| Interest expense | 197,000 | 421,000 | 661,000 | 911,000 |
| Net interest income | 725,000 | 1,488,000 | 2,270,000 | 3,088,000 |
| Noninterest income | 149,000 | 289,000 | 443,000 | 641,000 |
| Noninterest expense | 465,000 | 926,000 | 1,429,000 | 2,102,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 384,000 | 802,000 | 1,198,000 | 1,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 802,000 | 1,198,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,498,000 | 9,687,000 | 9,420,000 | 9,736,000 |
| Total capital | 10,344,000 | 10,557,000 | 10,314,000 | 10,653,000 |
| Risk-weighted assets | 71,087,000 | 72,352,000 | 74,059,000 | 75,623,000 |