Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,245,000 | 69,009,000 | 66,248,000 | 71,175,000 |
| Total loans | 26,131,000 | 27,629,000 | 24,616,000 | 24,172,000 |
| Allowance for loan losses | 513,000 | 539,000 | 563,000 | 564,000 |
| Securities available for sale | 6,553,000 | 6,542,000 | 6,500,000 | 6,335,000 |
| Securities held to maturity | 31,257,000 | 30,476,000 | 29,398,000 | 31,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,583,000 | 52,415,000 | 49,322,000 | 54,353,000 |
| Interest-bearing deposits | 40,971,000 | 40,787,000 | 37,642,000 | 40,085,000 |
| Noninterest-bearing deposits | 12,612,000 | 11,628,000 | 11,680,000 | 14,268,000 |
| Equity capital | 12,868,000 | 12,866,000 | 13,217,000 | 13,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,211,000 | 1,817,000 | 2,417,000 |
| Interest expense | 75,000 | 148,000 | 226,000 | 297,000 |
| Net interest income | 512,000 | 1,063,000 | 1,591,000 | 2,120,000 |
| Noninterest income | 5,000 | 27,000 | 74,000 | 99,000 |
| Noninterest expense | 234,000 | 393,000 | 576,000 | 795,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 697,000 | 1,089,000 | 1,424,000 |
| Income tax | 16,000 | 36,000 | 56,000 | 73,000 |
| Net income | 267,000 | 661,000 | 1,033,000 | 1,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,682,000 | 12,676,000 | 13,048,000 | 13,016,000 |
| Total capital | 13,151,000 | 13,153,000 | 13,493,000 | 13,465,000 |
| Risk-weighted assets | 37,510,000 | 38,125,000 | 35,511,000 | 35,814,000 |