Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,563,000 | 70,505,000 | 68,972,000 | 72,097,000 |
| Total loans | 31,191,000 | 29,044,000 | 29,579,000 | 26,907,000 |
| Allowance for loan losses | 408,000 | 408,000 | 409,000 | 512,000 |
| Securities available for sale | 8,269,000 | 8,268,000 | 7,339,000 | 6,581,000 |
| Securities held to maturity | 25,253,000 | 25,303,000 | 28,540,000 | 29,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,540,000 | 54,089,000 | 52,374,000 | 55,655,000 |
| Interest-bearing deposits | 42,915,000 | 43,298,000 | 41,382,000 | 42,026,000 |
| Noninterest-bearing deposits | 10,625,000 | 10,791,000 | 10,992,000 | 13,629,000 |
| Equity capital | 12,199,000 | 12,563,000 | 12,745,000 | 12,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,314,000 | 1,950,000 | 2,548,000 |
| Interest expense | 83,000 | 159,000 | 238,000 | 312,000 |
| Net interest income | 540,000 | 1,155,000 | 1,712,000 | 2,236,000 |
| Noninterest income | 87,000 | 116,000 | 152,000 | 249,000 |
| Noninterest expense | 264,000 | 493,000 | 760,000 | 1,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 778,000 | 1,104,000 | 1,484,000 |
| Income tax | 16,000 | 38,000 | 55,000 | 74,000 |
| Net income | 347,000 | 740,000 | 1,049,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,827,000 | 12,097,000 | 12,454,000 | 12,415,000 |
| Total capital | 12,235,000 | 12,505,000 | 12,863,000 | 12,889,000 |
| Risk-weighted assets | 40,683,000 | 39,688,000 | 39,103,000 | 37,913,000 |