Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,055,000 | 67,092,000 | 66,828,000 | 69,031,000 |
| Total loans | 34,229,000 | 30,803,000 | 30,578,000 | 29,699,000 |
| Allowance for loan losses | 1,353,000 | 406,000 | 406,000 | 407,000 |
| Securities available for sale | 9,071,000 | 8,695,000 | 8,332,000 | 8,202,000 |
| Securities held to maturity | 22,888,000 | 22,893,000 | 23,894,000 | 25,114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,216,000 | 51,153,000 | 50,388,000 | 52,617,000 |
| Interest-bearing deposits | 44,793,000 | 42,104,000 | 40,526,000 | 41,078,000 |
| Noninterest-bearing deposits | 10,423,000 | 9,049,000 | 9,862,000 | 11,539,000 |
| Equity capital | 11,353,000 | 11,483,000 | 11,777,000 | 11,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 682,000 | 1,312,000 | 1,935,000 | 2,564,000 |
| Interest expense | 92,000 | 172,000 | 248,000 | 324,000 |
| Net interest income | 590,000 | 1,140,000 | 1,687,000 | 2,240,000 |
| Noninterest income | 50,000 | 123,000 | 192,000 | 248,000 |
| Noninterest expense | 275,000 | 571,000 | 880,000 | 1,184,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 365,000 | 592,000 | 899,000 | 1,204,000 |
| Income tax | 21,000 | 34,000 | 51,000 | 67,000 |
| Net income | 344,000 | 558,000 | 848,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,887,000 | 11,101,000 | 11,391,000 | 11,480,000 |
| Total capital | 11,433,000 | 11,507,000 | 11,797,000 | 11,887,000 |
| Risk-weighted assets | 42,910,000 | 39,700,000 | 39,238,000 | 43,362,000 |