Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 73,565,000 | 70,355,000 | 70,285,000 | 71,274,000 |
| Total loans | 33,941,000 | 34,106,000 | 35,517,000 | 34,995,000 |
| Allowance for loan losses | 1,580,000 | 1,580,000 | 1,581,000 | 1,352,000 |
| Securities available for sale | 10,518,000 | 10,080,000 | 9,827,000 | 9,102,000 |
| Securities held to maturity | 24,987,000 | 24,350,000 | 23,506,000 | 23,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,761,000 | 55,057,000 | 50,614,000 | 55,745,000 |
| Interest-bearing deposits | 47,327,000 | 45,178,000 | 41,362,000 | 44,818,000 |
| Noninterest-bearing deposits | 11,434,000 | 9,879,000 | 9,252,000 | 10,927,000 |
| Equity capital | 10,239,000 | 10,641,000 | 11,025,000 | 11,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,440,000 | 2,155,000 | 2,726,000 |
| Interest expense | 132,000 | 260,000 | 390,000 | 512,000 |
| Net interest income | 559,000 | 1,180,000 | 1,765,000 | 2,214,000 |
| Noninterest income | 29,000 | 53,000 | 99,000 | 159,000 |
| Noninterest expense | 226,000 | 466,000 | 701,000 | 1,067,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 362,000 | 767,000 | 1,163,000 | 1,231,000 |
| Income tax | 18,000 | 39,000 | 66,000 | 68,000 |
| Net income | 344,000 | 728,000 | 1,097,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,844,000 | 10,178,000 | 10,527,000 | 10,543,000 |
| Total capital | 10,584,000 | 10,902,000 | 11,260,000 | 11,280,000 |
| Risk-weighted assets | 58,371,000 | 57,076,000 | 57,782,000 | 58,362,000 |