Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,192,000 | 67,143,000 | 68,222,000 | 68,337,000 |
| Total loans | 38,234,000 | 38,863,000 | 37,363,000 | 36,080,000 |
| Allowance for loan losses | 437,000 | 437,000 | 792,000 | 791,000 |
| Securities available for sale | 12,597,000 | 12,068,000 | 12,127,000 | 13,397,000 |
| Securities held to maturity | 13,215,000 | 13,284,000 | 13,198,000 | 15,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,427,000 | 53,403,000 | 54,520,000 | 54,388,000 |
| Interest-bearing deposits | 44,813,000 | 44,985,000 | 45,438,000 | 44,921,000 |
| Noninterest-bearing deposits | 8,614,000 | 8,418,000 | 9,082,000 | 9,467,000 |
| Equity capital | 8,805,000 | 8,695,000 | 8,834,000 | 9,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,781,000 | 2,606,000 | 3,479,000 |
| Interest expense | 196,000 | 406,000 | 630,000 | 820,000 |
| Net interest income | 694,000 | 1,375,000 | 1,976,000 | 2,659,000 |
| Noninterest income | 21,000 | 59,000 | 98,000 | 141,000 |
| Noninterest expense | 192,000 | 404,000 | 668,000 | 901,000 |
| Provision for loan losses | 0 | 0 | 360,000 | 360,000 |
| Pretax income | 523,000 | 1,035,000 | 1,057,000 | 1,550,000 |
| Income tax | 26,000 | 53,000 | 70,000 | 79,000 |
| Net income | 497,000 | 982,000 | 987,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,673,000 | 8,358,000 | 8,313,000 | 8,598,000 |
| Total capital | 9,110,000 | 8,795,000 | 8,841,000 | 8,952,000 |
| Risk-weighted assets | 46,830,000 | 47,286,000 | 41,227,000 | 40,937,000 |