Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,013,000 | 64,364,000 | 64,222,000 | 65,465,000 |
| Total loans | 41,238,000 | 40,456,000 | 38,908,000 | 37,651,000 |
| Allowance for loan losses | 437,000 | 437,000 | 437,000 | 437,000 |
| Securities available for sale | 14,036,000 | 12,080,000 | 12,073,000 | 13,451,000 |
| Securities held to maturity | 5,480,000 | 7,291,000 | 9,075,000 | 9,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,242,000 | 51,369,000 | 50,671,000 | 52,771,000 |
| Interest-bearing deposits | 48,723,000 | 44,983,000 | 43,619,000 | 44,205,000 |
| Noninterest-bearing deposits | 6,519,000 | 6,386,000 | 7,053,000 | 8,566,000 |
| Equity capital | 9,932,000 | 9,203,000 | 9,629,000 | 7,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,816,000 | 2,710,000 | 3,592,000 |
| Interest expense | 286,000 | 544,000 | 759,000 | 1,008,000 |
| Net interest income | 625,000 | 1,272,000 | 1,951,000 | 2,584,000 |
| Noninterest income | 35,000 | 63,000 | 105,000 | 147,000 |
| Noninterest expense | 230,000 | 446,000 | 687,000 | 892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 427,000 | 889,000 | 1,369,000 | 1,839,000 |
| Income tax | 22,000 | 45,000 | 69,000 | 93,000 |
| Net income | 405,000 | 844,000 | 1,300,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,775,000 | 9,024,000 | 9,231,000 | 8,177,000 |
| Total capital | 10,212,000 | 9,461,000 | 9,668,000 | 8,614,000 |
| Risk-weighted assets | 42,473,000 | 40,697,000 | 40,051,000 | 45,406,000 |