Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 65,292,000 | 65,231,000 | 64,513,000 | 67,044,000 |
| Total loans | 45,256,000 | 44,368,000 | 43,851,000 | 42,293,000 |
| Allowance for loan losses | 503,000 | 502,000 | 457,000 | 440,000 |
| Securities available for sale | 13,834,000 | 12,235,000 | 12,588,000 | 14,411,000 |
| Securities held to maturity | 1,101,000 | 2,535,000 | 3,050,000 | 4,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,338,000 | 52,875,000 | 51,689,000 | 53,807,000 |
| Interest-bearing deposits | 46,223,000 | 46,434,000 | 45,544,000 | 46,084,000 |
| Noninterest-bearing deposits | 7,115,000 | 6,440,000 | 6,145,000 | 7,723,000 |
| Equity capital | 8,203,000 | 8,622,000 | 9,085,000 | 9,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,906,000 | 2,785,000 | 3,761,000 |
| Interest expense | 366,000 | 712,000 | 1,033,000 | 1,333,000 |
| Net interest income | 578,000 | 1,194,000 | 1,752,000 | 2,428,000 |
| Noninterest income | 30,000 | 67,000 | 111,000 | 169,000 |
| Noninterest expense | 221,000 | 469,000 | 740,000 | 949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 387,000 | 792,000 | 1,123,000 | 1,617,000 |
| Income tax | 20,000 | 40,000 | 57,000 | 83,000 |
| Net income | 367,000 | 752,000 | 1,066,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,644,000 | 8,837,000 | 9,052,000 | 9,370,000 |
| Total capital | 9,147,000 | 9,339,000 | 9,509,000 | 9,810,000 |
| Risk-weighted assets | 44,728,000 | 45,818,000 | 43,558,000 | 42,848,000 |