Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 66,163,000 | 66,436,000 | 66,657,000 | 64,216,000 |
| Total loans | 45,644,000 | 46,624,000 | 47,839,000 | 45,420,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 502,000 |
| Securities available for sale | 11,211,000 | 13,085,000 | 11,762,000 | 12,443,000 |
| Securities held to maturity | 0 | 0 | 714,000 | 1,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,303,000 | 54,588,000 | 54,238,000 | 52,235,000 |
| Interest-bearing deposits | 47,136,000 | 48,028,000 | 47,458,000 | 45,559,000 |
| Noninterest-bearing deposits | 7,167,000 | 6,560,000 | 6,780,000 | 6,676,000 |
| Equity capital | 8,081,000 | 8,100,000 | 8,052,000 | 8,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,904,000 | 2,866,000 | 3,816,000 |
| Interest expense | 503,000 | 953,000 | 1,389,000 | 1,804,000 |
| Net interest income | 445,000 | 951,000 | 1,477,000 | 2,012,000 |
| Noninterest income | 32,000 | 66,000 | 138,000 | 181,000 |
| Noninterest expense | 202,000 | 433,000 | 671,000 | 917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 586,000 | 946,000 | 1,278,000 |
| Income tax | 8,000 | 23,000 | 47,000 | 64,000 |
| Net income | 269,000 | 563,000 | 899,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,189,000 | 8,302,000 | 8,562,000 | 8,776,000 |
| Total capital | 8,691,000 | 8,804,000 | 9,064,000 | 8,776,000 |
| Risk-weighted assets | 42,861,000 | 43,908,000 | 44,802,000 | 42,511,000 |