Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,392,000 | 61,639,000 | 61,824,000 | 65,327,000 |
| Total loans | 44,529,000 | 45,428,000 | 45,877,000 | 46,292,000 |
| Allowance for loan losses | 502,000 | 502,000 | 502,000 | 502,000 |
| Securities available for sale | 9,272,000 | 9,099,000 | 9,475,000 | 11,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,338,000 | 50,450,000 | 49,373,000 | 53,606,000 |
| Interest-bearing deposits | 43,433,000 | 44,682,000 | 43,782,000 | 46,946,000 |
| Noninterest-bearing deposits | 6,905,000 | 5,768,000 | 5,591,000 | 6,660,000 |
| Equity capital | 7,310,000 | 7,462,000 | 7,710,000 | 7,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,810,000 | 2,752,000 | 3,717,000 |
| Interest expense | 442,000 | 900,000 | 1,367,000 | 1,869,000 |
| Net interest income | 445,000 | 910,000 | 1,385,000 | 1,848,000 |
| Noninterest income | 39,000 | 72,000 | 109,000 | 158,000 |
| Noninterest expense | 218,000 | 419,000 | 644,000 | 933,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 270,000 | 570,000 | 859,000 | 1,082,000 |
| Income tax | 13,000 | 28,000 | 42,000 | 54,000 |
| Net income | 257,000 | 542,000 | 817,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,350,000 | 7,534,000 | 7,759,000 | 7,920,000 |
| Total capital | 7,852,000 | 8,036,000 | 8,261,000 | 8,422,000 |
| Risk-weighted assets | 40,951,000 | 41,660,000 | 42,951,000 | 42,926,000 |