Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 59,275,000 | 58,611,000 | 57,278,000 | 61,215,000 |
| Total loans | 44,457,000 | 45,651,000 | 46,131,000 | 43,429,000 |
| Allowance for loan losses | 500,000 | 500,000 | 502,000 | 502,000 |
| Securities available for sale | 6,356,000 | 4,626,000 | 5,362,000 | 6,673,000 |
| Securities held to maturity | 550,000 | 110,000 | 110,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,023,000 | 48,283,000 | 46,551,000 | 50,407,000 |
| Interest-bearing deposits | 40,895,000 | 41,938,000 | 41,172,000 | 43,254,000 |
| Noninterest-bearing deposits | 7,129,000 | 6,345,000 | 5,379,000 | 7,153,000 |
| Equity capital | 6,564,000 | 6,595,000 | 6,891,000 | 7,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,636,000 | 2,490,000 | 3,364,000 |
| Interest expense | 330,000 | 730,000 | 1,136,000 | 1,563,000 |
| Net interest income | 468,000 | 906,000 | 1,354,000 | 1,801,000 |
| Noninterest income | 34,000 | 73,000 | 110,000 | 143,000 |
| Noninterest expense | 203,000 | 424,000 | 627,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 302,000 | 559,000 | 841,000 | 1,051,000 |
| Income tax | 15,000 | 28,000 | 42,000 | 52,000 |
| Net income | 287,000 | 531,000 | 799,000 | 999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,600,000 | 6,644,000 | 6,912,000 | 7,092,000 |
| Total capital | 7,100,000 | 7,144,000 | 7,414,000 | 7,591,000 |
| Risk-weighted assets | 40,217,000 | 41,009,000 | 41,641,000 | 39,911,000 |