Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,069,000 | 51,629,000 | 51,925,000 | 56,777,000 |
| Total loans | 39,997,000 | 40,368,000 | 41,687,000 | 39,996,000 |
| Allowance for loan losses | 452,000 | 455,000 | 455,000 | 452,000 |
| Securities available for sale | 4,954,000 | 5,632,000 | 5,710,000 | 7,327,000 |
| Securities held to maturity | 2,615,000 | 1,664,000 | 1,359,000 | 1,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,013,000 | 45,073,000 | 45,041,000 | 49,604,000 |
| Interest-bearing deposits | 40,511,000 | 40,170,000 | 40,367,000 | 42,768,000 |
| Noninterest-bearing deposits | 4,503,000 | 4,903,000 | 4,674,000 | 6,836,000 |
| Equity capital | 4,912,000 | 4,828,000 | 4,919,000 | 5,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,533,000 | 2,277,000 | 3,009,000 |
| Interest expense | 285,000 | 550,000 | 800,000 | 1,043,000 |
| Net interest income | 498,000 | 983,000 | 1,477,000 | 1,966,000 |
| Noninterest income | 39,000 | 75,000 | 112,000 | 145,000 |
| Noninterest expense | 174,000 | 362,000 | 570,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 697,000 | 1,020,000 | 1,430,000 |
| Income tax | 17,000 | 53,000 | 78,000 | 102,000 |
| Net income | 346,000 | 644,000 | 942,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,740,000 | 4,598,000 | 4,815,000 | 4,990,000 |
| Total capital | 5,192,000 | 5,053,000 | 5,270,000 | 5,442,000 |
| Risk-weighted assets | 37,251,000 | 41,476,000 | 38,252,000 | 40,957,000 |