Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,422,000 | 51,999,000 | 51,155,000 | 51,822,000 |
| Total loans | 39,756,000 | 40,817,000 | 40,582,000 | 40,717,000 |
| Allowance for loan losses | 404,000 | 452,000 | 452,000 | 452,000 |
| Securities available for sale | 7,143,000 | 5,684,000 | 4,948,000 | 5,763,000 |
| Securities held to maturity | 2,994,000 | 2,773,000 | 2,682,000 | 2,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,832,000 | 46,799,000 | 45,967,000 | 45,505,000 |
| Interest-bearing deposits | 42,615,000 | 42,613,000 | 42,164,000 | 41,065,000 |
| Noninterest-bearing deposits | 4,217,000 | 4,186,000 | 3,803,000 | 4,440,000 |
| Equity capital | 4,326,000 | 4,416,000 | 4,446,000 | 4,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,783,000 | 2,667,000 | 3,495,000 |
| Interest expense | 371,000 | 718,000 | 1,060,000 | 1,365,000 |
| Net interest income | 516,000 | 1,065,000 | 1,607,000 | 2,130,000 |
| Noninterest income | 27,000 | 55,000 | 87,000 | 125,000 |
| Noninterest expense | 186,000 | 343,000 | 727,000 | 1,159,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 357,000 | 731,000 | 883,000 | 1,012,000 |
| Income tax | 26,000 | 61,000 | 77,000 | 87,000 |
| Net income | 331,000 | 670,000 | 806,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,458,000 | 4,554,000 | 4,483,000 | 4,395,000 |
| Total capital | 4,862,000 | 5,006,000 | 4,935,000 | 4,847,000 |
| Risk-weighted assets | 40,141,000 | 39,538,000 | 39,287,000 | 38,120,000 |