Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,345,000 | 48,313,000 | 50,781,000 | 52,416,000 |
| Total loans | 35,686,000 | 37,134,000 | 38,020,000 | 38,406,000 |
| Allowance for loan losses | 400,000 | 400,000 | 401,000 | 403,000 |
| Securities available for sale | 5,651,000 | 6,370,000 | 5,111,000 | 7,221,000 |
| Securities held to maturity | 2,852,000 | 2,594,000 | 2,594,000 | 2,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,525,000 | 43,595,000 | 45,866,000 | 47,087,000 |
| Interest-bearing deposits | 39,135,000 | 40,306,000 | 41,770,000 | 42,826,000 |
| Noninterest-bearing deposits | 3,390,000 | 3,289,000 | 4,096,000 | 4,261,000 |
| Equity capital | 3,755,000 | 3,925,000 | 4,144,000 | 4,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,784,000 | 2,689,000 | 3,589,000 |
| Interest expense | 549,000 | 1,057,000 | 1,541,000 | 1,948,000 |
| Net interest income | 344,000 | 727,000 | 1,148,000 | 1,641,000 |
| Noninterest income | 25,000 | 54,000 | 82,000 | 129,000 |
| Noninterest expense | 294,000 | 483,000 | 667,000 | 914,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 70,000 | 294,000 | 519,000 | 812,000 |
| Income tax | 14,000 | 33,000 | 55,000 | 83,000 |
| Net income | 56,000 | 261,000 | 464,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,758,000 | 3,909,000 | 4,060,000 | 4,128,000 |
| Total capital | 4,158,000 | 4,309,000 | 4,461,000 | 4,531,000 |
| Risk-weighted assets | 37,389,000 | 38,936,000 | 39,235,000 | 38,880,000 |