Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,570,314,000 | 6,534,874,000 | 6,569,414,000 | 6,652,312,000 |
| Total loans | 3,874,325,000 | 3,947,700,000 | 4,046,104,000 | 4,030,580,000 |
| Allowance for loan losses | 39,601,000 | 39,697,000 | 41,085,000 | 41,467,000 |
| Securities available for sale | 1,128,962,000 | 1,006,660,000 | 1,038,579,000 | 1,053,567,000 |
| Securities held to maturity | 962,592,000 | 943,985,000 | 923,656,000 | 905,710,000 |
| Trading assets | 4,258,000 | 5,089,000 | 5,450,000 | 5,602,000 |
| Total deposits | 5,870,475,000 | 5,896,089,000 | 5,902,232,000 | 5,973,955,000 |
| Interest-bearing deposits | 4,436,985,000 | 4,481,995,000 | 4,427,834,000 | 4,564,811,000 |
| Noninterest-bearing deposits | 1,433,490,000 | 1,414,094,000 | 1,474,398,000 | 1,409,144,000 |
| Equity capital | 492,465,000 | 498,784,000 | 517,579,000 | 535,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 73,525,000 | 149,867,000 | 228,430,000 | 305,406,000 |
| Interest expense | 33,098,000 | 65,334,000 | 96,342,000 | 125,774,000 |
| Net interest income | 40,427,000 | 84,533,000 | 132,088,000 | 179,632,000 |
| Noninterest income | 11,628,000 | 24,710,000 | 37,535,000 | 49,481,000 |
| Noninterest expense | 46,315,000 | 91,366,000 | 136,746,000 | 181,622,000 |
| Provision for loan losses | 1,500,000 | 4,330,000 | 6,880,000 | 7,880,000 |
| Pretax income | 4,734,000 | 15,081,000 | 29,535,000 | 43,164,000 |
| Income tax | 1,108,000 | 2,973,000 | 6,743,000 | 9,632,000 |
| Net income | 3,626,000 | 12,108,000 | 22,792,000 | 33,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 603,249,000 | 603,624,000 | 614,654,000 | 627,376,000 |
| Total capital | 643,490,000 | 643,916,000 | 656,376,000 | 669,462,000 |
| Risk-weighted assets | 4,624,278,000 | 4,646,618,000 | 4,722,744,000 | 4,758,071,000 |