Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,089,019,000 | 6,076,640,000 | 6,128,871,000 | 6,183,870,000 |
| Total loans | 3,522,583,000 | 3,583,428,000 | 3,517,382,000 | 3,639,637,000 |
| Allowance for loan losses | 57,345,000 | 58,951,000 | 53,848,000 | 45,566,000 |
| Securities available for sale | 1,348,029,000 | 1,353,925,000 | 1,406,268,000 | 1,368,985,000 |
| Securities held to maturity | 605,423,000 | 609,432,000 | 578,760,000 | 544,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,243,890,000 | 5,229,713,000 | 5,275,826,000 | 5,318,909,000 |
| Interest-bearing deposits | 3,730,867,000 | 3,704,593,000 | 3,748,925,000 | 3,775,822,000 |
| Noninterest-bearing deposits | 1,513,023,000 | 1,525,120,000 | 1,526,901,000 | 1,543,087,000 |
| Equity capital | 757,324,000 | 761,878,000 | 769,534,000 | 754,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 47,377,000 | 94,740,000 | 143,235,000 | 193,098,000 |
| Interest expense | 2,675,000 | 5,488,000 | 8,401,000 | 11,382,000 |
| Net interest income | 44,702,000 | 89,252,000 | 134,834,000 | 181,716,000 |
| Noninterest income | 11,571,000 | 24,133,000 | 39,762,000 | 55,522,000 |
| Noninterest expense | 41,105,000 | 82,058,000 | 123,182,000 | 172,711,000 |
| Provision for loan losses | 0 | 0 | 0 | -7,000,000 |
| Pretax income | 15,172,000 | 31,385,000 | 51,234,000 | 71,144,000 |
| Income tax | 5,920,000 | 12,341,000 | 20,164,000 | 28,282,000 |
| Net income | 9,120,000 | 18,912,000 | 30,938,000 | 42,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 572,453,000 | 578,584,000 | 591,239,000 | 588,726,000 |
| Total capital | 624,727,000 | 619,491,000 | 643,451,000 | 634,304,000 |
| Risk-weighted assets | 4,102,290,000 | 4,135,057,000 | 4,105,562,000 | 4,219,027,000 |