Call reports 2008
FIRST BANK — 2008
What FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 10,793,954,000 | 10,779,679,000 | 10,795,704,000 | 10,737,031,000 |
| Total loans | 9,012,429,000 | 9,045,114,000 | 8,875,171,000 | 8,592,975,000 |
| Allowance for loan losses | 185,184,000 | 200,957,000 | 211,026,000 | 220,214,000 |
| Securities available for sale | 747,500,000 | 600,460,000 | 591,840,000 | 541,699,000 |
| Securities held to maturity | 18,418,000 | 19,204,000 | 19,004,000 | 17,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,943,034,000 | 8,871,254,000 | 8,912,960,000 | 8,844,324,000 |
| Interest-bearing deposits | 7,664,822,000 | 7,596,807,000 | 7,660,477,000 | 7,596,145,000 |
| Noninterest-bearing deposits | 1,278,212,000 | 1,274,447,000 | 1,252,483,000 | 1,248,179,000 |
| Equity capital | 1,223,118,000 | 1,149,347,000 | 1,106,230,000 | 1,111,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 164,166,000 | 311,579,000 | 455,652,000 | 591,707,000 |
| Interest expense | 68,109,000 | 123,292,000 | 176,566,000 | 227,984,000 |
| Net interest income | 96,057,000 | 188,287,000 | 279,086,000 | 363,723,000 |
| Noninterest income | 31,876,000 | 55,997,000 | 74,586,000 | 95,781,000 |
| Noninterest expense | 81,075,000 | 162,789,000 | 245,177,000 | 328,563,000 |
| Provision for loan losses | 45,947,000 | 130,000,000 | 229,000,000 | 368,000,000 |
| Pretax income | 2,076,000 | -46,742,000 | -119,794,000 | -235,339,000 |
| Income tax | 1,237,000 | -16,722,000 | -67,868,000 | 20,804,000 |
| Net income | 839,000 | -30,020,000 | -51,926,000 | -256,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 898,222,000 | 921,386,000 | 881,392,000 | 923,318,000 |
| Total capital | 1,026,513,000 | 1,048,786,000 | 1,005,665,000 | 1,042,948,000 |
| Risk-weighted assets | 10,204,777,000 | 10,117,481,000 | 9,854,846,000 | 9,469,018,000 |