Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,575,091,000 | 8,756,651,000 | 8,993,218,000 | 9,147,305,000 |
| Total loans | 6,156,447,000 | 6,309,681,000 | 6,627,810,000 | 7,020,771,000 |
| Allowance for loan losses | 135,210,000 | 123,798,000 | 121,840,000 | 117,470,000 |
| Securities available for sale | 1,647,505,000 | 1,678,410,000 | 1,514,379,000 | 1,260,297,000 |
| Securities held to maturity | 24,898,000 | 24,630,000 | 27,066,000 | 26,105,000 |
| Trading assets | 0 | 0 | 0 | 3,389,000 |
| Total deposits | 7,076,701,000 | 7,238,680,000 | 7,417,800,000 | 7,601,861,000 |
| Interest-bearing deposits | 5,833,263,000 | 5,945,856,000 | 6,090,894,000 | 6,281,751,000 |
| Noninterest-bearing deposits | 1,243,438,000 | 1,292,824,000 | 1,326,906,000 | 1,320,110,000 |
| Equity capital | 856,379,000 | 886,174,000 | 922,438,000 | 931,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 112,152,000 | 229,249,000 | 356,952,000 | 493,552,000 |
| Interest expense | 29,279,000 | 63,196,000 | 101,615,000 | 145,605,000 |
| Net interest income | 82,873,000 | 166,053,000 | 255,337,000 | 347,947,000 |
| Noninterest income | 21,299,000 | 47,586,000 | 72,578,000 | 99,060,000 |
| Noninterest expense | 62,322,000 | 139,311,000 | 205,654,000 | 282,023,000 |
| Provision for loan losses | -221,000 | -15,643,000 | -16,908,000 | -13,137,000 |
| Pretax income | 42,071,000 | 89,971,000 | 139,166,000 | 175,248,000 |
| Income tax | 15,620,000 | 32,734,000 | 48,939,000 | 61,517,000 |
| Net income | 26,451,000 | 57,237,000 | 90,227,000 | 113,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 701,903,000 | 724,960,000 | 751,395,000 | 766,148,000 |
| Total capital | 794,163,000 | 819,538,000 | 849,185,000 | 868,393,000 |
| Risk-weighted assets | 7,327,021,000 | 7,519,259,000 | 7,779,653,000 | 8,144,753,000 |