Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,327,837,000 | 7,304,038,000 | 7,555,342,000 | 8,712,809,000 |
| Total loans | 5,342,892,000 | 5,399,383,000 | 5,561,635,000 | 6,137,968,000 |
| Allowance for loan losses | 116,498,000 | 112,724,000 | 119,747,000 | 141,984,000 |
| Securities available for sale | 1,234,362,000 | 1,198,689,000 | 1,203,919,000 | 1,749,226,000 |
| Securities held to maturity | 10,010,000 | 27,310,000 | 26,273,000 | 25,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,063,057,000 | 5,966,492,000 | 6,168,000,000 | 7,161,323,000 |
| Interest-bearing deposits | 4,987,836,000 | 4,900,745,000 | 5,043,148,000 | 5,964,307,000 |
| Noninterest-bearing deposits | 1,075,221,000 | 1,065,747,000 | 1,124,852,000 | 1,197,016,000 |
| Equity capital | 778,594,000 | 750,915,000 | 780,462,000 | 877,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 96,121,000 | 192,715,000 | 292,155,000 | 394,553,000 |
| Interest expense | 17,847,000 | 35,247,000 | 55,162,000 | 79,259,000 |
| Net interest income | 78,274,000 | 157,468,000 | 236,993,000 | 315,294,000 |
| Noninterest income | 22,816,000 | 43,048,000 | 64,710,000 | 85,731,000 |
| Noninterest expense | 54,258,000 | 108,645,000 | 165,950,000 | 229,312,000 |
| Provision for loan losses | 12,240,000 | 15,371,000 | 22,890,000 | 24,890,000 |
| Pretax income | 34,592,000 | 76,500,000 | 113,120,000 | 147,080,000 |
| Income tax | 13,244,000 | 28,950,000 | 42,613,000 | 54,682,000 |
| Net income | 21,348,000 | 47,550,000 | 70,507,000 | 92,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 590,479,000 | 602,735,000 | 610,548,000 | 697,191,000 |
| Total capital | 670,596,000 | 683,402,000 | 693,657,000 | 789,984,000 |
| Risk-weighted assets | 6,361,296,000 | 6,412,341,000 | 6,602,012,000 | 7,362,433,000 |