Call reports 2003
FIRST BANK — 2003
What FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,189,442,000 | 7,056,012,000 | 7,135,507,000 | 7,070,664,000 |
| Total loans | 5,371,418,000 | 5,385,170,000 | 5,436,598,000 | 5,328,075,000 |
| Allowance for loan losses | 102,224,000 | 101,198,000 | 103,954,000 | 108,588,000 |
| Securities available for sale | 928,564,000 | 825,970,000 | 842,032,000 | 1,007,739,000 |
| Securities held to maturity | 15,436,000 | 13,486,000 | 12,363,000 | 10,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,152,034,000 | 6,021,406,000 | 6,030,030,000 | 5,977,675,000 |
| Interest-bearing deposits | 5,146,212,000 | 4,970,480,000 | 4,985,330,000 | 4,929,948,000 |
| Noninterest-bearing deposits | 1,005,822,000 | 1,050,926,000 | 1,044,700,000 | 1,047,727,000 |
| Equity capital | 785,773,000 | 779,132,000 | 779,863,000 | 766,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 99,664,000 | 198,013,000 | 294,194,000 | 390,855,000 |
| Interest expense | 25,003,000 | 47,282,000 | 66,448,000 | 85,524,000 |
| Net interest income | 74,661,000 | 150,731,000 | 227,746,000 | 305,331,000 |
| Noninterest income | 24,675,000 | 49,113,000 | 74,353,000 | 99,502,000 |
| Noninterest expense | 58,432,000 | 120,546,000 | 178,716,000 | 238,291,000 |
| Provision for loan losses | 11,057,000 | 20,879,000 | 35,749,000 | 47,666,000 |
| Pretax income | 29,838,000 | 58,593,000 | 88,000,000 | 119,255,000 |
| Income tax | 10,483,000 | 20,893,000 | 32,933,000 | 44,871,000 |
| Net income | 19,355,000 | 37,700,000 | 55,067,000 | 74,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 576,506,000 | 574,070,000 | 584,497,000 | 578,473,000 |
| Total capital | 653,832,000 | 651,403,000 | 662,418,000 | 657,973,000 |
| Risk-weighted assets | 6,139,500,000 | 6,143,842,000 | 6,198,890,000 | 6,320,187,000 |