Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,873,014,000 | 3,905,722,000 | 4,055,971,000 | 4,164,526,000 |
| Total loans | 3,158,599,000 | 3,079,312,000 | 3,164,692,000 | 3,128,441,000 |
| Allowance for loan losses | 61,365,000 | 58,681,000 | 60,450,000 | 54,751,000 |
| Securities available for sale | 287,004,000 | 421,259,000 | 464,258,000 | 616,562,000 |
| Securities held to maturity | 18,355,000 | 17,646,000 | 16,920,000 | 14,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,377,293,000 | 3,400,648,000 | 3,468,103,000 | 3,551,580,000 |
| Interest-bearing deposits | 2,916,190,000 | 2,967,168,000 | 3,024,839,000 | 3,102,649,000 |
| Noninterest-bearing deposits | 461,103,000 | 433,480,000 | 443,264,000 | 448,931,000 |
| Equity capital | 352,296,000 | 362,293,000 | 370,842,000 | 375,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 59,880,000 | 119,921,000 | 178,129,000 | 236,333,000 |
| Interest expense | 22,421,000 | 44,015,000 | 63,816,000 | 82,033,000 |
| Net interest income | 37,459,000 | 75,906,000 | 114,313,000 | 154,300,000 |
| Noninterest income | 12,814,000 | 27,644,000 | 45,999,000 | 63,758,000 |
| Noninterest expense | 34,084,000 | 72,329,000 | 107,430,000 | 142,785,000 |
| Provision for loan losses | 5,300,000 | 6,846,000 | 13,208,000 | 21,082,000 |
| Pretax income | 10,889,000 | 24,375,000 | 39,672,000 | 54,184,000 |
| Income tax | 3,566,000 | 7,933,000 | 12,900,000 | 18,056,000 |
| Net income | 7,323,000 | 16,442,000 | 26,772,000 | 36,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,999,000 | 306,197,000 | 308,743,000 | 314,314,000 |
| Total capital | 345,541,000 | 347,482,000 | 350,832,000 | 355,976,000 |
| Risk-weighted assets | 3,303,573,000 | 3,282,723,000 | 3,345,989,000 | 3,312,858,000 |