Call reports 2016
OKEY-VERNON FIRST NATIONAL BANK — 2016
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 83,200,000 | 79,500,000 |
| Total loans | 32,148,000 | 34,158,000 |
| Allowance for loan losses | 346,000 | 358,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 34,208,000 | 31,710,000 |
| Trading assets | 0 | 0 |
| Total deposits | 72,179,000 | 68,299,000 |
| Interest-bearing deposits | 58,542,000 | 54,859,000 |
| Noninterest-bearing deposits | 13,637,000 | 13,440,000 |
| Equity capital | 10,885,000 | 10,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 683,000 | 1,377,000 |
| Interest expense | 105,000 | 214,000 |
| Net interest income | 578,000 | 1,163,000 |
| Noninterest income | 33,000 | 66,000 |
| Noninterest expense | 359,000 | 911,000 |
| Provision for loan losses | 12,000 | 24,000 |
| Pretax income | 240,000 | 294,000 |
| Income tax | 12,000 | 12,000 |
| Net income | 228,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 10,885,000 | 10,939,000 |
| Total capital | 11,231,000 | 11,297,000 |
| Risk-weighted assets | 41,599,000 | 42,123,000 |