Call reports 2015
OKEY-VERNON FIRST NATIONAL BANK — 2015
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,576,000 | 78,542,000 | 80,366,000 | 78,941,000 |
| Total loans | 30,458,000 | 32,206,000 | 32,866,000 | 32,614,000 |
| Allowance for loan losses | 298,000 | 310,000 | 322,000 | 334,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,553,000 | 32,485,000 | 33,096,000 | 35,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,219,000 | 68,051,000 | 69,566,000 | 68,108,000 |
| Interest-bearing deposits | 55,514,000 | 54,812,000 | 56,856,000 | 54,540,000 |
| Noninterest-bearing deposits | 14,705,000 | 13,239,000 | 12,710,000 | 13,568,000 |
| Equity capital | 10,214,000 | 10,322,000 | 10,593,000 | 10,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,195,000 | 1,905,000 | 2,551,000 |
| Interest expense | 86,000 | 177,000 | 271,000 | 373,000 |
| Net interest income | 501,000 | 1,018,000 | 1,634,000 | 2,178,000 |
| Noninterest income | 38,000 | 68,000 | 98,000 | 119,000 |
| Noninterest expense | 345,000 | 686,000 | 1,039,000 | 1,407,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 187,000 | 380,000 | 661,000 | 846,000 |
| Income tax | 11,000 | 21,000 | 31,000 | 42,000 |
| Net income | 176,000 | 359,000 | 630,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,214,000 | 10,322,000 | 10,593,000 | 10,657,000 |
| Total capital | 10,512,000 | 10,632,000 | 10,915,000 | 10,991,000 |
| Risk-weighted assets | 38,832,000 | 40,720,000 | 41,757,000 | 41,304,000 |