Call reports 2014
OKEY-VERNON FIRST NATIONAL BANK — 2014
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 69,484,000 | 69,659,000 | 73,232,000 | 73,530,000 |
| Total loans | 27,142,000 | 29,769,000 | 31,209,000 | 31,736,000 |
| Allowance for loan losses | 249,000 | 262,000 | 274,000 | 286,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,727,000 | 31,239,000 | 32,409,000 | 31,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,826,000 | 59,844,000 | 63,211,000 | 63,314,000 |
| Interest-bearing deposits | 48,271,000 | 48,639,000 | 51,940,000 | 51,590,000 |
| Noninterest-bearing deposits | 11,555,000 | 11,205,000 | 11,271,000 | 11,724,000 |
| Equity capital | 9,527,000 | 9,621,000 | 9,833,000 | 10,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,138,000 | 1,743,000 | 2,370,000 |
| Interest expense | 64,000 | 133,000 | 208,000 | 288,000 |
| Net interest income | 497,000 | 1,005,000 | 1,535,000 | 2,082,000 |
| Noninterest income | 37,000 | 68,000 | 107,000 | 146,000 |
| Noninterest expense | 346,000 | 696,000 | 1,038,000 | 1,407,000 |
| Provision for loan losses | 8,000 | 20,000 | 32,000 | 44,000 |
| Pretax income | 180,000 | 357,000 | 587,000 | 810,000 |
| Income tax | 23,000 | 31,000 | 39,000 | 57,000 |
| Net income | 167,000 | 336,000 | 548,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,527,000 | 9,621,000 | 9,833,000 | 10,038,000 |
| Total capital | 9,776,000 | 9,883,000 | 10,107,000 | 10,324,000 |
| Risk-weighted assets | 37,247,000 | 39,377,000 | 47,314,000 | 41,677,000 |