Call reports 2013
OKEY-VERNON FIRST NATIONAL BANK — 2013
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,845,000 | 63,376,000 | 65,266,000 | 64,390,000 |
| Total loans | 23,635,000 | 24,634,000 | 26,380,000 | 27,261,000 |
| Allowance for loan losses | 240,000 | 240,000 | 240,000 | 241,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,868,000 | 28,327,000 | 30,358,000 | 29,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,862,000 | 54,231,000 | 55,528,000 | 54,253,000 |
| Interest-bearing deposits | 46,037,000 | 44,335,000 | 46,549,000 | 43,758,000 |
| Noninterest-bearing deposits | 9,825,000 | 9,896,000 | 8,979,000 | 10,495,000 |
| Equity capital | 8,893,000 | 9,007,000 | 9,211,000 | 9,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,069,000 | 1,631,000 | 2,212,000 |
| Interest expense | 57,000 | 114,000 | 171,000 | 228,000 |
| Net interest income | 469,000 | 955,000 | 1,460,000 | 1,984,000 |
| Noninterest income | 48,000 | 77,000 | 106,000 | 145,000 |
| Noninterest expense | 349,000 | 732,000 | 1,055,000 | 1,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 300,000 | 511,000 | 746,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 27,000 |
| Net income | 161,000 | 313,000 | 517,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,893,000 | 9,007,000 | 9,211,000 | 9,360,000 |
| Total capital | 9,133,000 | 9,247,000 | 9,451,000 | 9,601,000 |
| Risk-weighted assets | 33,134,000 | 34,215,000 | 36,108,000 | 36,405,000 |