Call reports 2012
OKEY-VERNON FIRST NATIONAL BANK — 2012
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 62,113,000 | 57,384,000 | 61,100,000 | 61,988,000 |
| Total loans | 21,120,000 | 22,281,000 | 22,897,000 | 24,361,000 |
| Allowance for loan losses | 239,000 | 239,000 | 239,000 | 239,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,198,000 | 27,260,000 | 25,099,000 | 27,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,606,000 | 47,832,000 | 52,358,000 | 50,587,000 |
| Interest-bearing deposits | 42,854,000 | 38,650,000 | 44,122,000 | 41,482,000 |
| Noninterest-bearing deposits | 10,752,000 | 9,182,000 | 8,236,000 | 9,105,000 |
| Equity capital | 8,455,000 | 8,491,000 | 8,613,000 | 8,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 552,000 | 1,092,000 | 1,620,000 | 2,166,000 |
| Interest expense | 69,000 | 137,000 | 202,000 | 260,000 |
| Net interest income | 483,000 | 955,000 | 1,418,000 | 1,906,000 |
| Noninterest income | 42,000 | 72,000 | 107,000 | 137,000 |
| Noninterest expense | 390,000 | 767,000 | 1,130,000 | 1,481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 260,000 | 395,000 | 562,000 |
| Income tax | 9,000 | 17,000 | 20,000 | 30,000 |
| Net income | 139,000 | 300,000 | 421,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,455,000 | 8,491,000 | 8,613,000 | 8,769,000 |
| Total capital | 8,694,000 | 8,730,000 | 8,852,000 | 9,008,000 |
| Risk-weighted assets | 30,340,000 | 30,489,000 | 31,699,000 | 33,176,000 |