Call reports 2011
OKEY-VERNON FIRST NATIONAL BANK — 2011
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,432,000 | 57,296,000 | 58,589,000 | 57,892,000 |
| Total loans | 21,658,000 | 22,318,000 | 22,698,000 | 22,887,000 |
| Allowance for loan losses | 236,000 | 237,000 | 237,000 | 238,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,086,000 | 29,467,000 | 29,375,000 | 29,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,290,000 | 49,077,000 | 49,500,000 | 48,711,000 |
| Interest-bearing deposits | 43,638,000 | 39,537,000 | 40,179,000 | 38,846,000 |
| Noninterest-bearing deposits | 9,652,000 | 9,540,000 | 9,321,000 | 9,865,000 |
| Equity capital | 8,026,000 | 8,089,000 | 8,224,000 | 8,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,113,000 | 1,676,000 | 2,249,000 |
| Interest expense | 114,000 | 219,000 | 303,000 | 384,000 |
| Net interest income | 439,000 | 894,000 | 1,373,000 | 1,865,000 |
| Noninterest income | 38,000 | 70,000 | 105,000 | 138,000 |
| Noninterest expense | 351,000 | 711,000 | 1,058,000 | 1,404,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 253,000 | 420,000 | 599,000 |
| Income tax | 7,000 | 14,000 | 20,000 | 28,000 |
| Net income | 119,000 | 239,000 | 400,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,026,000 | 8,089,000 | 8,224,000 | 8,327,000 |
| Total capital | 8,262,000 | 8,326,000 | 8,461,000 | 8,565,000 |
| Risk-weighted assets | 30,950,000 | 30,494,000 | 31,423,000 | 31,421,000 |