Call reports 2010
OKEY-VERNON FIRST NATIONAL BANK — 2010
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,518,000 | 52,780,000 | 56,321,000 | 57,058,000 |
| Total loans | 20,920,000 | 22,104,000 | 22,496,000 | 23,213,000 |
| Allowance for loan losses | 222,000 | 220,000 | 236,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,733,000 | 21,331,000 | 20,067,000 | 24,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,838,000 | 44,933,000 | 48,324,000 | 49,033,000 |
| Interest-bearing deposits | 32,277,000 | 36,183,000 | 39,712,000 | 40,090,000 |
| Noninterest-bearing deposits | 8,561,000 | 8,750,000 | 8,612,000 | 8,943,000 |
| Equity capital | 7,591,000 | 7,711,000 | 7,821,000 | 7,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,061,000 | 1,600,000 | 2,142,000 |
| Interest expense | 87,000 | 185,000 | 284,000 | 396,000 |
| Net interest income | 440,000 | 876,000 | 1,316,000 | 1,746,000 |
| Noninterest income | 46,000 | 91,000 | 125,000 | 164,000 |
| Noninterest expense | 343,000 | 697,000 | 1,038,000 | 1,343,000 |
| Provision for loan losses | 5,000 | 5,000 | 20,000 | 20,000 |
| Pretax income | 138,000 | 265,000 | 383,000 | 547,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 28,000 |
| Net income | 131,000 | 251,000 | 361,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,591,000 | 7,711,000 | 7,821,000 | 7,945,000 |
| Total capital | 7,813,000 | 7,931,000 | 8,057,000 | 8,181,000 |
| Risk-weighted assets | 27,900,000 | 29,795,000 | 30,803,000 | 31,643,000 |