Call reports 2009
OKEY-VERNON FIRST NATIONAL BANK — 2009
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,604,000 | 44,881,000 | 45,168,000 | 45,059,000 |
| Total loans | 17,874,000 | 20,162,000 | 21,134,000 | 21,073,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 217,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,608,000 | 19,892,000 | 19,393,000 | 18,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,231,000 | 37,163,000 | 36,507,000 | 37,519,000 |
| Interest-bearing deposits | 32,737,000 | 29,716,000 | 30,787,000 | 30,486,000 |
| Noninterest-bearing deposits | 7,494,000 | 7,447,000 | 5,720,000 | 7,033,000 |
| Equity capital | 7,242,000 | 7,362,000 | 7,502,000 | 7,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,023,000 | 1,557,000 | 2,090,000 |
| Interest expense | 123,000 | 229,000 | 322,000 | 414,000 |
| Net interest income | 380,000 | 794,000 | 1,235,000 | 1,676,000 |
| Noninterest income | 43,000 | 81,000 | 121,000 | 168,000 |
| Noninterest expense | 335,000 | 660,000 | 994,000 | 1,328,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 88,000 | 215,000 | 362,000 | 501,000 |
| Income tax | -2,000 | 5,000 | 12,000 | 19,000 |
| Net income | 90,000 | 210,000 | 350,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,242,000 | 7,362,000 | 7,502,000 | 7,460,000 |
| Total capital | 7,444,000 | 7,564,000 | 7,704,000 | 7,677,000 |
| Risk-weighted assets | 24,728,000 | 26,120,000 | 27,118,000 | 27,269,000 |