Call reports 2008
OKEY-VERNON FIRST NATIONAL BANK — 2008
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 46,042,000 | 44,155,000 | 45,127,000 | 45,455,000 |
| Total loans | 16,747,000 | 16,918,000 | 17,456,000 | 17,108,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 202,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,531,000 | 21,012,000 | 21,312,000 | 21,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,784,000 | 36,871,000 | 37,758,000 | 38,180,000 |
| Interest-bearing deposits | 31,619,000 | 30,713,000 | 31,959,000 | 30,332,000 |
| Noninterest-bearing deposits | 7,165,000 | 6,158,000 | 5,799,000 | 7,848,000 |
| Equity capital | 7,068,000 | 7,108,000 | 7,156,000 | 7,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,105,000 | 1,635,000 | 2,150,000 |
| Interest expense | 179,000 | 332,000 | 472,000 | 611,000 |
| Net interest income | 395,000 | 773,000 | 1,163,000 | 1,539,000 |
| Noninterest income | 49,000 | 92,000 | 130,000 | 167,000 |
| Noninterest expense | 337,000 | 661,000 | 1,009,000 | 1,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 204,000 | 284,000 | 392,000 |
| Income tax | 7,000 | 14,000 | 16,000 | 26,000 |
| Net income | 100,000 | 190,000 | 268,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,068,000 | 7,108,000 | 7,156,000 | 7,153,000 |
| Total capital | 7,270,000 | 7,310,000 | 7,358,000 | 7,355,000 |
| Risk-weighted assets | 22,726,000 | 22,953,000 | 23,694,000 | 23,570,000 |