Call reports 2007
OKEY-VERNON FIRST NATIONAL BANK — 2007
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,235,000 | 43,496,000 | 43,925,000 | 45,857,000 |
| Total loans | 17,855,000 | 18,607,000 | 18,220,000 | 17,020,000 |
| Allowance for loan losses | 190,000 | 197,000 | 204,000 | 204,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,822,000 | 20,344,000 | 19,776,000 | 21,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,783,000 | 36,331,000 | 36,677,000 | 38,650,000 |
| Interest-bearing deposits | 32,777,000 | 29,945,000 | 31,170,000 | 31,554,000 |
| Noninterest-bearing deposits | 6,006,000 | 6,386,000 | 5,507,000 | 7,096,000 |
| Equity capital | 6,866,000 | 6,970,000 | 7,024,000 | 6,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,195,000 | 1,735,000 | 2,382,000 |
| Interest expense | 189,000 | 385,000 | 574,000 | 767,000 |
| Net interest income | 395,000 | 810,000 | 1,161,000 | 1,615,000 |
| Noninterest income | 45,000 | 90,000 | 133,000 | 183,000 |
| Noninterest expense | 309,000 | 620,000 | 931,000 | 1,254,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 22,000 |
| Pretax income | 123,000 | 265,000 | 341,000 | 522,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 28,000 |
| Net income | 117,000 | 251,000 | 320,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,866,000 | 6,970,000 | 7,024,000 | 6,998,000 |
| Total capital | 7,056,000 | 7,167,000 | 7,228,000 | 7,202,000 |
| Risk-weighted assets | 32,692,000 | 23,678,000 | 23,574,000 | 22,808,000 |