Call reports 2006
OKEY-VERNON FIRST NATIONAL BANK — 2006
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,971,000 | 41,757,000 | 44,832,000 | 43,958,000 |
| Total loans | 16,024,000 | 17,027,000 | 17,173,000 | 17,982,000 |
| Allowance for loan losses | 179,000 | 174,000 | 174,000 | 182,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,709,000 | 21,189,000 | 19,889,000 | 21,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,769,000 | 34,184,000 | 37,482,000 | 36,684,000 |
| Interest-bearing deposits | 30,238,000 | 28,284,000 | 31,889,000 | 29,871,000 |
| Noninterest-bearing deposits | 6,531,000 | 5,900,000 | 5,593,000 | 6,813,000 |
| Equity capital | 6,589,000 | 6,709,000 | 6,718,000 | 6,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,053,000 | 1,611,000 | 2,193,000 |
| Interest expense | 130,000 | 275,000 | 458,000 | 661,000 |
| Net interest income | 384,000 | 778,000 | 1,153,000 | 1,532,000 |
| Noninterest income | 45,000 | 90,000 | 128,000 | 155,000 |
| Noninterest expense | 292,000 | 587,000 | 885,000 | 1,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 137,000 | 281,000 | 396,000 | 511,000 |
| Income tax | 7,000 | 14,000 | 20,000 | 28,000 |
| Net income | 130,000 | 267,000 | 376,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,589,000 | 6,709,000 | 6,718,000 | 6,749,000 |
| Total capital | 6,768,000 | 6,883,000 | 6,892,000 | 6,931,000 |
| Risk-weighted assets | 23,012,000 | 23,351,000 | 24,542,000 | 23,339,000 |