Call reports 2005
OKEY-VERNON FIRST NATIONAL BANK — 2005
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,117,000 | 43,095,000 | 43,670,000 | 42,820,000 |
| Total loans | 14,147,000 | 14,517,000 | 14,915,000 | 15,555,000 |
| Allowance for loan losses | 174,000 | 179,000 | 179,000 | 179,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,642,000 | 24,761,000 | 23,072,000 | 23,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,306,000 | 36,154,000 | 36,606,000 | 35,638,000 |
| Interest-bearing deposits | 32,527,000 | 30,693,000 | 31,406,000 | 28,978,000 |
| Noninterest-bearing deposits | 5,779,000 | 5,461,000 | 5,200,000 | 6,660,000 |
| Equity capital | 6,200,000 | 6,336,000 | 6,427,000 | 6,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 984,000 | 1,483,000 | 2,004,000 |
| Interest expense | 88,000 | 193,000 | 308,000 | 430,000 |
| Net interest income | 393,000 | 791,000 | 1,175,000 | 1,574,000 |
| Noninterest income | 53,000 | 95,000 | 133,000 | 174,000 |
| Noninterest expense | 307,000 | 604,000 | 913,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 282,000 | 400,000 | 546,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 31,000 |
| Net income | 132,000 | 268,000 | 379,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,200,000 | 6,336,000 | 6,427,000 | 6,541,000 |
| Total capital | 6,374,000 | 6,515,000 | 6,606,000 | 6,720,000 |
| Risk-weighted assets | 19,633,000 | 21,776,000 | 22,289,000 | 22,567,000 |