Call reports 2002
OKEY-VERNON FIRST NATIONAL BANK — 2002
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 45,412,000 | 43,335,000 | 43,357,000 | 44,755,000 |
| Total loans | 13,936,000 | 14,170,000 | 14,082,000 | 14,513,000 |
| Allowance for loan losses | 212,000 | 198,000 | 183,000 | 192,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,064,000 | 25,916,000 | 23,246,000 | 23,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,633,000 | 36,507,000 | 36,471,000 | 37,830,000 |
| Interest-bearing deposits | 34,069,000 | 32,267,000 | 32,045,000 | 32,635,000 |
| Noninterest-bearing deposits | 4,564,000 | 4,240,000 | 4,426,000 | 5,195,000 |
| Equity capital | 5,611,000 | 5,695,000 | 5,778,000 | 5,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,118,000 | 1,670,000 | 2,197,000 |
| Interest expense | 186,000 | 360,000 | 518,000 | 657,000 |
| Net interest income | 364,000 | 758,000 | 1,152,000 | 1,540,000 |
| Noninterest income | 41,000 | 74,000 | 113,000 | 151,000 |
| Noninterest expense | 309,000 | 612,000 | 911,000 | 1,202,000 |
| Provision for loan losses | 0 | 1,000 | 4,000 | 13,000 |
| Pretax income | 96,000 | 219,000 | 350,000 | 476,000 |
| Income tax | 5,000 | 14,000 | 22,000 | 30,000 |
| Net income | 91,000 | 205,000 | 328,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,611,000 | 5,695,000 | 5,778,000 | 5,876,000 |
| Total capital | 5,823,000 | 5,893,000 | 5,961,000 | 6,068,000 |
| Risk-weighted assets | 18,696,000 | 18,589,000 | 18,714,000 | 19,134,000 |