Call reports 2001
OKEY-VERNON FIRST NATIONAL BANK — 2001
What OKEY-VERNON FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,122,000 | 41,878,000 | 43,147,000 | 44,012,000 |
| Total loans | 14,605,000 | 14,595,000 | 14,796,000 | 13,974,000 |
| Allowance for loan losses | 212,000 | 212,000 | 212,000 | 212,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,019,000 | 18,947,000 | 22,059,000 | 24,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,800,000 | 35,521,000 | 36,774,000 | 37,296,000 |
| Interest-bearing deposits | 32,906,000 | 31,404,000 | 33,083,000 | 32,571,000 |
| Noninterest-bearing deposits | 3,894,000 | 4,117,000 | 3,691,000 | 4,725,000 |
| Equity capital | 5,653,000 | 5,588,000 | 5,619,000 | 5,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,369,000 | 2,011,000 | 2,621,000 |
| Interest expense | 299,000 | 583,000 | 841,000 | 1,068,000 |
| Net interest income | 395,000 | 786,000 | 1,170,000 | 1,553,000 |
| Noninterest income | 48,000 | 84,000 | 118,000 | 154,000 |
| Noninterest expense | 299,000 | 602,000 | 915,000 | 1,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 268,000 | 373,000 | 479,000 |
| Income tax | 5,000 | 8,000 | 13,000 | 25,000 |
| Net income | 139,000 | 260,000 | 360,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,653,000 | 5,588,000 | 5,619,000 | 5,662,000 |
| Total capital | 5,865,000 | 5,800,000 | 5,831,000 | 5,874,000 |
| Risk-weighted assets | 18,263,000 | 17,701,000 | 18,968,000 | 18,314,000 |