Call reports 2002
FIRST NATIONAL BANK OF BAR HARBOR — 2002
What FIRST NATIONAL BANK OF BAR HARBOR reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 192,034,000 | 193,967,000 | 203,566,000 | 195,444,000 |
| Total loans | 145,181,000 | 149,761,000 | 148,078,000 | 149,851,000 |
| Allowance for loan losses | 1,330,000 | 1,627,000 | 1,600,000 | 1,701,000 |
| Securities available for sale | 30,015,000 | 25,238,000 | 32,012,000 | 30,154,000 |
| Securities held to maturity | 605,000 | 605,000 | 605,000 | 545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,472,000 | 151,559,000 | 172,878,000 | 162,169,000 |
| Interest-bearing deposits | 118,410,000 | 121,848,000 | 146,516,000 | 136,949,000 |
| Noninterest-bearing deposits | 23,062,000 | 29,711,000 | 26,361,000 | 25,220,000 |
| Equity capital | 12,499,000 | 13,063,000 | 13,780,000 | 13,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,812,000 | 5,751,000 | 8,648,000 | 11,498,000 |
| Interest expense | 961,000 | 1,917,000 | 2,816,000 | 3,652,000 |
| Net interest income | 1,851,000 | 3,834,000 | 5,832,000 | 7,846,000 |
| Noninterest income | 585,000 | 1,167,000 | 2,166,000 | 2,937,000 |
| Noninterest expense | 1,765,000 | 3,730,000 | 6,035,000 | 8,008,000 |
| Provision for loan losses | 338,000 | 488,000 | 638,000 | 804,000 |
| Pretax income | 358,000 | 782,000 | 1,327,000 | 1,973,000 |
| Income tax | 75,000 | 170,000 | 307,000 | 496,000 |
| Net income | 283,000 | 612,000 | 1,020,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,797,000 | 12,967,000 | 13,374,000 | 13,599,000 |
| Total capital | 14,207,000 | 14,674,000 | 15,054,000 | 15,361,000 |
| Risk-weighted assets | 138,742,000 | 143,235,000 | 142,926,000 | 140,960,000 |