Call reports 2001
FIRST NATIONAL BANK OF BAR HARBOR — 2001
What FIRST NATIONAL BANK OF BAR HARBOR reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 174,678,000 | 182,112,000 | 182,164,000 | 184,560,000 |
| Total loans | 121,038,000 | 131,808,000 | 134,877,000 | 141,343,000 |
| Allowance for loan losses | 1,624,000 | 1,624,000 | 1,496,000 | 1,655,000 |
| Securities available for sale | 38,893,000 | 34,444,000 | 29,126,000 | 28,370,000 |
| Securities held to maturity | 665,000 | 665,000 | 665,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,113,000 | 132,575,000 | 138,297,000 | 137,974,000 |
| Interest-bearing deposits | 107,740,000 | 108,920,000 | 114,084,000 | 113,423,000 |
| Noninterest-bearing deposits | 18,373,000 | 23,655,000 | 24,213,000 | 24,551,000 |
| Equity capital | 12,608,000 | 12,430,000 | 12,740,000 | 12,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 6,786,000 | 10,035,000 | 13,000,000 |
| Interest expense | 1,480,000 | 2,949,000 | 4,309,000 | 5,408,000 |
| Net interest income | 1,914,000 | 3,837,000 | 5,726,000 | 7,592,000 |
| Noninterest income | 402,000 | 879,000 | 1,776,000 | 2,545,000 |
| Noninterest expense | 1,669,000 | 3,522,000 | 5,626,000 | 7,731,000 |
| Provision for loan losses | 151,000 | 271,000 | 372,000 | 600,000 |
| Pretax income | 493,000 | 994,000 | 1,402,000 | 1,807,000 |
| Income tax | 149,000 | 305,000 | 415,000 | 516,000 |
| Net income | 344,000 | 689,000 | 987,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,174,000 | 12,371,000 | 12,449,000 | 12,532,000 |
| Total capital | 13,660,000 | 13,995,000 | 13,945,000 | 14,187,000 |
| Risk-weighted assets | 118,771,000 | 130,361,000 | 129,488,000 | 132,976,000 |