Call reports 2005
CENTERSTATE BANK OF FLORIDA — 2005
What CENTERSTATE BANK OF FLORIDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 146,409,000 | 169,043,000 | 173,637,000 | 181,447,000 |
| Total loans | 91,032,000 | 101,751,000 | 107,852,000 | 113,388,000 |
| Allowance for loan losses | 1,028,000 | 1,104,000 | 1,211,000 | 1,306,000 |
| Securities available for sale | 36,960,000 | 35,745,000 | 40,774,000 | 37,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,696,000 | 138,648,000 | 141,714,000 | 148,401,000 |
| Interest-bearing deposits | 86,619,000 | 100,637,000 | 102,282,000 | 99,877,000 |
| Noninterest-bearing deposits | 28,077,000 | 38,011,000 | 39,432,000 | 48,524,000 |
| Equity capital | 14,853,000 | 16,714,000 | 17,032,000 | 17,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,486,000 | 5,684,000 | 8,051,000 |
| Interest expense | 371,000 | 845,000 | 1,420,000 | 2,030,000 |
| Net interest income | 1,246,000 | 2,641,000 | 4,264,000 | 6,021,000 |
| Noninterest income | 245,000 | 476,000 | 687,000 | 926,000 |
| Noninterest expense | 1,114,000 | 2,284,000 | 3,477,000 | 4,810,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 272,000 | 623,000 | 1,159,000 | 1,717,000 |
| Income tax | 98,000 | 227,000 | 426,000 | 628,000 |
| Net income | 174,000 | 396,000 | 733,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,984,000 | 11,724,000 | 12,079,000 | 12,453,000 |
| Total capital | 11,012,000 | 12,828,000 | 13,290,000 | 13,759,000 |
| Risk-weighted assets | 109,985,000 | 122,863,000 | 131,006,000 | 135,733,000 |