Call reports 2003
CENTERSTATE BANK OF FLORIDA — 2003
What CENTERSTATE BANK OF FLORIDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 89,328,000 | 98,661,000 | 101,325,000 | 106,024,000 |
| Total loans | 55,333,000 | 58,929,000 | 66,381,000 | 72,590,000 |
| Allowance for loan losses | 720,000 | 749,000 | 743,000 | 762,000 |
| Securities available for sale | 10,846,000 | 14,372,000 | 15,592,000 | 12,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,971,000 | 76,162,000 | 83,543,000 | 88,240,000 |
| Interest-bearing deposits | 59,209,000 | 62,659,000 | 64,030,000 | 69,207,000 |
| Noninterest-bearing deposits | 12,762,000 | 13,503,000 | 19,513,000 | 19,033,000 |
| Equity capital | 13,044,000 | 13,494,000 | 13,445,000 | 13,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,848,000 | 2,843,000 | 3,949,000 |
| Interest expense | 226,000 | 466,000 | 689,000 | 934,000 |
| Net interest income | 652,000 | 1,382,000 | 2,154,000 | 3,015,000 |
| Noninterest income | 127,000 | 272,000 | 399,000 | 507,000 |
| Noninterest expense | 737,000 | 1,478,000 | 2,291,000 | 2,979,000 |
| Provision for loan losses | 60,000 | 90,000 | 120,000 | 245,000 |
| Pretax income | -18,000 | 86,000 | 142,000 | 296,000 |
| Income tax | -7,000 | 33,000 | 53,000 | 109,000 |
| Net income | -11,000 | 53,000 | 89,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,872,000 | 8,040,000 | 8,145,000 | 8,252,000 |
| Total capital | 8,592,000 | 8,789,000 | 8,888,000 | 9,014,000 |
| Risk-weighted assets | 65,627,000 | 68,802,000 | 75,503,000 | 82,086,000 |