Call reports 2001
CENTERSTATE BANK OF FLORIDA — 2001
What CENTERSTATE BANK OF FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,440,000 | 41,900,000 | 43,690,000 | 50,082,000 |
| Total loans | 20,377,000 | 24,506,000 | 27,795,000 | 30,204,000 |
| Allowance for loan losses | 425,000 | 440,000 | 440,000 | 451,000 |
| Securities available for sale | 4,017,000 | 3,779,000 | 3,807,000 | 5,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,266,000 | 30,338,000 | 33,509,000 | 36,598,000 |
| Interest-bearing deposits | 25,038,000 | 28,229,000 | 31,320,000 | 33,787,000 |
| Noninterest-bearing deposits | 2,228,000 | 2,109,000 | 2,189,000 | 2,811,000 |
| Equity capital | 9,346,000 | 9,297,000 | 9,235,000 | 9,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,207,000 | 1,853,000 | 2,490,000 |
| Interest expense | 308,000 | 677,000 | 1,049,000 | 1,382,000 |
| Net interest income | 255,000 | 530,000 | 804,000 | 1,108,000 |
| Noninterest income | 20,000 | 61,000 | 93,000 | 133,000 |
| Noninterest expense | 386,000 | 761,000 | 1,152,000 | 1,640,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 41,000 |
| Pretax income | -126,000 | -200,000 | -285,000 | -440,000 |
| Income tax | -47,000 | -75,000 | -107,000 | -156,000 |
| Net income | -79,000 | -125,000 | -178,000 | -284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,325,000 | 9,279,000 | 9,227,000 | 9,121,000 |
| Total capital | 9,643,000 | 9,638,000 | 9,643,000 | 9,572,000 |
| Risk-weighted assets | 25,319,000 | 29,094,000 | 33,293,000 | 37,305,000 |