Call reports 2007
KNISELY BANK — 2007
What KNISELY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 49,536,000 | 46,063,000 | 46,693,000 |
| Total loans | 33,745,000 | 32,359,000 | 32,242,000 |
| Allowance for loan losses | 301,000 | 300,000 | 300,000 |
| Securities available for sale | 1,486,000 | 1,487,000 | 1,497,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 44,605,000 | 40,902,000 | 41,376,000 |
| Interest-bearing deposits | 35,405,000 | 32,332,000 | 32,412,000 |
| Noninterest-bearing deposits | 9,200,000 | 8,570,000 | 8,964,000 |
| Equity capital | 4,675,000 | 4,880,000 | 5,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 702,000 | 1,452,000 | 2,127,000 |
| Interest expense | 247,000 | 467,000 | 672,000 |
| Net interest income | 455,000 | 985,000 | 1,455,000 |
| Noninterest income | 102,000 | 200,000 | 304,000 |
| Noninterest expense | 419,000 | 841,000 | 1,300,000 |
| Provision for loan losses | 6,000 | 8,000 | 12,000 |
| Pretax income | 132,000 | 336,000 | 447,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 132,000 | 336,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 4,689,000 | 4,893,000 | 5,004,000 |
| Total capital | 4,990,000 | 5,193,000 | 5,304,000 |
| Risk-weighted assets | 29,013,000 | 27,626,000 | 27,614,000 |