Call reports 2001
KNISELY BANK — 2001
What KNISELY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,590,000 | 48,295,000 | 45,120,000 | 46,047,000 |
| Total loans | 34,662,000 | 35,024,000 | 35,228,000 | 34,620,000 |
| Allowance for loan losses | 215,000 | 225,000 | 219,000 | 225,000 |
| Securities available for sale | 2,502,000 | 2,575,000 | 3,085,000 | 2,586,000 |
| Securities held to maturity | 668,000 | 841,000 | 840,000 | 890,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,340,000 | 44,086,000 | 41,378,000 | 42,189,000 |
| Interest-bearing deposits | 33,406,000 | 36,949,000 | 34,315,000 | 34,829,000 |
| Noninterest-bearing deposits | 7,934,000 | 7,137,000 | 7,063,000 | 7,360,000 |
| Equity capital | 3,572,000 | 3,508,000 | 3,568,000 | 3,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,565,000 | 2,323,000 | 3,047,000 |
| Interest expense | 354,000 | 696,000 | 990,000 | 1,206,000 |
| Net interest income | 424,000 | 869,000 | 1,333,000 | 1,841,000 |
| Noninterest income | 53,000 | 102,000 | 145,000 | 194,000 |
| Noninterest expense | 381,000 | 778,000 | 1,193,000 | 1,640,000 |
| Provision for loan losses | 6,000 | 28,000 | 31,000 | 35,000 |
| Pretax income | 90,000 | 229,000 | 318,000 | 424,000 |
| Income tax | 0 | 5,000 | 8,000 | 15,000 |
| Net income | 90,000 | 224,000 | 310,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,570,000 | 3,497,000 | 3,548,000 | 3,647,000 |
| Total capital | 3,785,000 | 3,722,000 | 3,767,000 | 3,872,000 |
| Risk-weighted assets | 28,280,000 | 29,011,000 | 28,433,000 | 28,318,000 |