Call reports 2026
SUMMIT NATIONAL BANK — 2026
What SUMMIT NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 70,650,000 | 65,941,000 |
| Total loans | 36,194,000 | 33,433,000 |
| Allowance for loan losses | 549,000 | 549,000 |
| Securities available for sale | 12,255,000 | 11,294,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 68,756,000 | 63,956,000 |
| Interest-bearing deposits | 53,266,000 | 48,464,000 |
| Noninterest-bearing deposits | 15,490,000 | 15,492,000 |
| Equity capital | 1,592,000 | 1,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 771,000 | 1,558,000 |
| Interest expense | 416,000 | 814,000 |
| Net interest income | 355,000 | 744,000 |
| Noninterest income | 29,000 | 66,000 |
| Noninterest expense | 822,000 | 1,888,000 |
| Provision for loan losses | -300,000 | -300,000 |
| Pretax income | -104,000 | -778,000 |
| Income tax | 10,000 | -5,000 |
| Net income | -114,000 | -773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,818,000 | 1,760,000 |
| Total capital | 2,287,000 | 2,218,000 |
| Risk-weighted assets | 37,450,000 | 36,550,000 |