Call reports 2021
SUMMIT NATIONAL BANK — 2021
What SUMMIT NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,442,000 | 88,264,000 | 98,966,000 | 98,698,000 |
| Total loans | 44,536,000 | 46,297,000 | 45,107,000 | 44,132,000 |
| Allowance for loan losses | 1,071,000 | 1,071,000 | 1,123,000 | 1,095,000 |
| Securities available for sale | 7,907,000 | 26,410,000 | 17,035,000 | 16,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,878,000 | 77,545,000 | 88,032,000 | 88,059,000 |
| Interest-bearing deposits | 49,788,000 | 50,258,000 | 55,941,000 | 54,347,000 |
| Noninterest-bearing deposits | 28,090,000 | 27,287,000 | 32,091,000 | 33,712,000 |
| Equity capital | 9,436,000 | 9,640,000 | 9,850,000 | 9,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,498,000 | 2,250,000 | 2,879,000 |
| Interest expense | 51,000 | 89,000 | 124,000 | 165,000 |
| Net interest income | 654,000 | 1,409,000 | 2,126,000 | 2,714,000 |
| Noninterest income | 57,000 | 158,000 | 223,000 | 289,000 |
| Noninterest expense | 539,000 | 1,174,000 | 1,760,000 | 2,506,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 167,000 | 389,000 | 761,000 | 672,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 175,000 |
| Net income | 137,000 | 329,000 | 671,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,793,000 | 8,991,000 | 9,339,000 | 9,171,000 |
| Total capital | 9,376,000 | 9,599,000 | 9,928,000 | 9,750,000 |
| Risk-weighted assets | 46,156,000 | 48,167,000 | 46,624,000 | 45,866,000 |
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