Call reports 2007
AMERICAN BANK, THE — 2007
What AMERICAN BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 95,467,000 | 96,316,000 |
| Total loans | 51,014,000 | 48,327,000 |
| Allowance for loan losses | 750,000 | 1,139,000 |
| Securities available for sale | 32,184,000 | 30,460,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 80,756,000 | 86,032,000 |
| Interest-bearing deposits | 68,679,000 | 74,442,000 |
| Noninterest-bearing deposits | 12,078,000 | 11,590,000 |
| Equity capital | 14,364,000 | 9,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 1,484,000 | 3,039,000 |
| Interest expense | 679,000 | 1,423,000 |
| Net interest income | 805,000 | 1,616,000 |
| Noninterest income | 88,000 | 182,000 |
| Noninterest expense | 459,000 | 978,000 |
| Provision for loan losses | 234,000 | 534,000 |
| Pretax income | 200,000 | 286,000 |
| Income tax | 2,000 | -11,000 |
| Net income | 198,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 14,479,000 | 10,114,000 |
| Total capital | 15,229,000 | 11,002,000 |
| Risk-weighted assets | 63,013,000 | 71,879,000 |