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Call reports 2006

AMERICAN BANK, THE — 2006

What AMERICAN BANK, THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fdfffb5d-89a5-454a-9349-c3af991ae22b/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets87,393,00087,303,00091,452,00094,116,000
Total loans54,073,00054,771,00051,234,00050,687,000
Allowance for loan losses650,000663,000700,000716,000
Securities available for sale27,671,00026,438,00028,475,00031,936,000
Securities held to maturity0000
Trading assets0000
Total deposits72,816,00072,935,00076,408,00078,896,000
Interest-bearing deposits60,750,00061,143,00064,248,00066,844,000
Noninterest-bearing deposits12,066,00011,792,00012,160,00012,052,000
Equity capital14,194,00013,982,00014,593,00014,760,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income1,352,0002,779,0004,217,0005,699,000
Interest expense454,000955,0001,528,0002,170,000
Net interest income898,0001,824,0002,689,0003,529,000
Noninterest income115,000225,000316,000428,000
Noninterest expense424,000855,0001,452,0001,853,000
Provision for loan losses15,00035,00065,000402,000
Pretax income574,0001,172,0001,501,0001,724,000
Income tax148,000309,000395,000423,000
Net income426,000863,0001,106,0001,301,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital14,406,00013,522,00014,686,00014,880,000
Total capital15,017,00014,185,00015,386,00015,596,000
Risk-weighted assets63,912,00063,857,00066,356,00067,178,000