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Call reports 2005

AMERICAN BANK, THE — 2005

What AMERICAN BANK, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fdfffb5d-89a5-454a-9349-c3af991ae22b/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets84,784,00088,253,00086,739,00088,858,000
Total loans47,396,00048,561,00050,392,00052,717,000
Allowance for loan losses614,000612,000626,000629,000
Securities available for sale32,542,00032,858,00031,191,00028,891,000
Securities held to maturity0000
Trading assets0000
Total deposits71,688,00074,471,00071,823,00074,589,000
Interest-bearing deposits60,170,00062,288,00060,284,00061,863,000
Noninterest-bearing deposits11,518,00012,183,00011,539,00012,726,000
Equity capital12,805,00013,409,00013,566,00013,805,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,156,0002,342,0003,608,0004,921,000
Interest expense315,000655,0001,034,0001,455,000
Net interest income841,0001,687,0002,574,0003,466,000
Noninterest income109,000206,000307,000409,000
Noninterest expense403,000860,0001,337,0001,765,000
Provision for loan losses15,00030,00045,00060,000
Pretax income532,000997,0001,494,0002,045,000
Income tax114,000242,000383,000543,000
Net income418,000755,0001,111,0001,502,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital12,894,00013,230,00013,587,00013,633,000
Total capital13,508,00013,842,00014,213,00014,262,000
Risk-weighted assets50,927,00053,515,00053,014,00066,344,000