Call reports 2002
AMERICAN BANK, THE — 2002
What AMERICAN BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,894,000 | 73,917,000 | 74,816,000 | 76,801,000 |
| Total loans | 33,597,000 | 36,088,000 | 36,941,000 | 35,212,000 |
| Allowance for loan losses | 540,000 | 494,000 | 589,000 | 579,000 |
| Securities available for sale | 27,133,000 | 27,568,000 | 29,546,000 | 27,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,928,000 | 62,229,000 | 62,452,000 | 64,366,000 |
| Interest-bearing deposits | 51,745,000 | 53,921,000 | 54,597,000 | 55,613,000 |
| Noninterest-bearing deposits | 8,183,000 | 8,308,000 | 7,855,000 | 8,753,000 |
| Equity capital | 10,696,000 | 11,183,000 | 11,632,000 | 11,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,095,000 | 3,173,000 | 4,236,000 |
| Interest expense | 434,000 | 860,000 | 1,276,000 | 1,656,000 |
| Net interest income | 607,000 | 1,235,000 | 1,897,000 | 2,580,000 |
| Noninterest income | 89,000 | 186,000 | 273,000 | 371,000 |
| Noninterest expense | 394,000 | 789,000 | 1,199,000 | 1,598,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 35,000 |
| Pretax income | 287,000 | 602,000 | 936,000 | 1,322,000 |
| Income tax | 68,000 | 167,000 | 264,000 | 366,000 |
| Net income | 219,000 | 435,000 | 672,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,652,000 | 10,868,000 | 11,106,000 | 11,381,000 |
| Total capital | 11,170,000 | 11,362,000 | 11,685,000 | 11,960,000 |
| Risk-weighted assets | 41,340,000 | 44,638,000 | 46,272,000 | 45,740,000 |