Call reports 2001
AMERICAN BANK, THE — 2001
What AMERICAN BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,053,000 | 68,941,000 | 69,083,000 | 70,197,000 |
| Total loans | 30,091,000 | 30,749,000 | 32,449,000 | 33,442,000 |
| Allowance for loan losses | 547,000 | 557,000 | 543,000 | 548,000 |
| Securities available for sale | 23,337,000 | 27,274,000 | 28,743,000 | 29,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,531,000 | 58,304,000 | 57,952,000 | 59,348,000 |
| Interest-bearing deposits | 50,634,000 | 50,968,000 | 51,064,000 | 50,706,000 |
| Noninterest-bearing deposits | 7,897,000 | 7,336,000 | 6,888,000 | 8,642,000 |
| Equity capital | 10,101,000 | 10,248,000 | 10,631,000 | 10,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,377,000 | 3,532,000 | 4,635,000 |
| Interest expense | 663,000 | 1,329,000 | 1,964,000 | 2,471,000 |
| Net interest income | 573,000 | 1,048,000 | 1,568,000 | 2,164,000 |
| Noninterest income | 101,000 | 197,000 | 297,000 | 390,000 |
| Noninterest expense | 366,000 | 752,000 | 1,103,000 | 1,534,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 293,000 | 480,000 | 751,000 | 1,009,000 |
| Income tax | 73,000 | 114,000 | 133,000 | 233,000 |
| Net income | 220,000 | 366,000 | 618,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,928,000 | 10,074,000 | 10,326,000 | 10,484,000 |
| Total capital | 10,448,000 | 10,559,000 | 10,869,000 | 10,999,000 |
| Risk-weighted assets | 41,570,000 | 38,737,000 | 48,624,000 | 41,129,000 |