Call reports 2001
S&C BANK, CHIPPEWA — 2001
What S&C BANK, CHIPPEWA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 77,455,000 | 79,274,000 |
| Total loans | 59,545,000 | 57,928,000 |
| Allowance for loan losses | 1,111,000 | 1,144,000 |
| Securities available for sale | 9,695,000 | 11,402,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 65,225,000 | 67,914,000 |
| Interest-bearing deposits | 60,139,000 | 62,097,000 |
| Noninterest-bearing deposits | 5,086,000 | 5,817,000 |
| Equity capital | 6,662,000 | 6,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 1,447,000 | 2,874,000 |
| Interest expense | 855,000 | 1,669,000 |
| Net interest income | 592,000 | 1,205,000 |
| Noninterest income | 85,000 | 190,000 |
| Noninterest expense | 538,000 | 1,089,000 |
| Provision for loan losses | 32,000 | 64,000 |
| Pretax income | 107,000 | 242,000 |
| Income tax | 9,000 | 33,000 |
| Net income | 98,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 6,497,000 | 6,608,000 |
| Total capital | 7,111,000 | 7,315,000 |
| Risk-weighted assets | 48,611,000 | 56,025,000 |